Torrie Law
Banking · Financial Regulation · Insolvency
Independent legal advice and analysis where law, regulation, and policy intersect.
Virginia Torrie
Virginia Torrie is a lawyer and legal scholar whose work spans legal practice, scholarship, public policy and institutional leadership.
She is Editor-in-Chief of the Banking & Finance Law Review and a former tenured law professor and Associate Dean. She has appeared as an expert witness before parliamentary committees and published extensively on banking and insolvency law, with particular expertise in the relationship between financial law, federalism and public policy.
Expertise
Torrie Law advises on legal and regulatory questions involving financial institutions, insolvency and restructuring, and the legislative and constitutional frameworks governing Canada’s financial system.
Banking & Financial Institutions
Financial Regulation & Policy
Insolvency & Restructuring
Selected Insights
COMMENTARY
Designing insolvency systems for small farm enterprises:
beyond micro and small enterprise insolvency frameworks
October 2026
Examines how insolvency frameworks for small and medium-sized enterprises can be adapted to the distinctive needs of small farm enterprises in emerging economies.
PARLIAMENTARY CONTRIBUTION
Bill C-31 — Budget 2025 Implementation Act, No. 2
September 2026
Expert testimony before the Senate Standing Committee on Banking, Commerce and the Economy concerning proposed amendments to federal banking and financial legislation, including changes affecting bearer instruments, deposit products and debt-advisory services.
PUBLICATION
The 2026 Annotated Bank Act
December 2025
A comprehensive reference on Canada’s Bank Act, integrating legislation and regulations with regulatory guidance, commentary and case law.